00 $2. The only major bank that saves you 2. Scotia Credit Card Protection insurance is an optional insurance product available to Credit Card customers to provide comprehensive coverage that stays in place as Your protection needs change. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. Watch Video Line of Credit Insurance Premium Calculator More reasons to enrol. 10SCOTIA CREDIT CARD PROTECTION CLAIM FORM CRITICAL ILLNESS / HEALTH CRISIS PROTECTION CLAIMANT STATEMENT Unity Managing Underwriters Ltd. 10After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. 221. . To cancel or reschedule your appointment, you can use the Manage appointment link in the confirmation email that was sent to you. Select what kind of electronic signature to generate. 99%). When that happens, the remaining outstanding installment balance under the installment plan will be re. A Kohl’s rebate form is available if you bought Toastmaster electrics between November 21 and November 26. Scotia Line of Credit Protection is an optional insurance product available to Scotiabank Line of Credit account customers that provides a financial safety net during times of financial hardship caused by certain life events. 800. Two free teller transactions per month 5. The consumer is charged a monthly premium or fee, the cost of which is calculated pursuant to a rate formula based upon the outstanding balance on the credit card monthly account statement. Scotia Creditor Insurance. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. Scotia Aria Equity Build Portfolio - Premium Series Series Premium Author: 1832 Asset Management L. 2. Of course, there’s no good reason to pay $360/year to waive a $120 credit card fee (unless you value premium banking itself at $240). For this example, then, the mortgage default insurance premium would be $13,950. 95 per $100 of Your Average Daily Balance. The cash back card with the most awards in 2021. You acknowledge that if you request a refund of your wire (a minimum of $10,200 CAD), your request will cancel your enrollment into the Student GIC program and will close your Scotia Investment account. 30 (Pam’s premium) = $31. m. Get a quote for Credit Card Insurance Today!Buy Loan Card Balance Protection Assurance by Financial Stability for you and your family on unexpected special. SPECIAL OFFER. By ANNIE HARMAN annie. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Scotia Credit Card Protection insurance; Scotia Plan Loan Life & Disability Protection insurance; Scotia Business Loan Protection insurance; Scotia Loan Protection insurance;premium payments. This includes benefits for an eligible Co-Borrower on your Scotiabank credit card account, at no additional charge. Customers need to have a Line of Credit with Scotiabank in order to add protection. e. Tax-Free First Home Savings Account (FHSA) The Tax-Free First Home Savings Account is a new registered account that first rolled out in 2023. The Select Pay transactions must be maintained open (not paid off) until March 1 st ,2023 or longer. P. Mail Escalated Customer Concerns Office 44 King St West, Toronto, Ontario M5H 1H1. The longer you save, the higher your interest rate. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. 74 to her own bank account, which was wholly meant for the. Nova Scotia Power customers were charged $109 million in 2018 and $115 million in 2019 for the Maritime Link. 79% on the portion of your taxable income that is $29,590 or less, plus. (ET) View legal footnotes. Scotia Momentum® Mastercard®* credit card. The Bank of Nova Scotia receives an administration fee from the insurer to distribute Scotia Credit Card Protection. Mortgage. Optional Scotiabank Mastercard®/Visa® Credit Life Protection ‡ provides up to $85,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard®/Visa® account. Ghosting on your bill can result in late fees between $25-40 depending on your credit card issuer. m. 416. Call or visit your Scotiabank Premium Banking Centre to learn more or to sign up. watch a full video Tutorial Step by Step Guidance, imp instruction for gic. 1. Your monthly premium is $0. Only the Scotiabank Primary Borrowers may apply but benefits are also extended to cover an eligible Co-borrower on your Scotiabank account, at no additional cost. Get a quote for Credit Card Insurance Today!Buy Credits Card Balance Protection Insurance for Financial Balance for her and your family in unexpected events. 668. February 21, 2022 Halifax, Nova Scotia Canada Revenue Agency. Key Takeaways. 99% on purchases. Subsequent overpayments will have a $35 administrative fee deducted from the remittance amount (or charged against) the invoiced buyer. Before making decisions about enrolling in any Scotiabank or government relief programs or new products or services, you are advised to speak with a Scotiabank Advisor. Scotia Credit Card Protection offers. Submitted. 09 per $100 of Average Daily Balance until Your 70th birthday, andThis site is used jointly by Manulife and FNAIC to provide you with product summaries and certificates for your credit card benefits. Features: Free Lost Baggage General for up to $1,500 USD. 09/$100) x 12 / 365. John received an incorrect refund of $316. Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested. In Person – Make an Appointment at a Branch – Find a Branch. TRANS. 00 002 Apr-14 Apr-14 ANNUAL FEE 39. Find out how our banking packages can reward you. Comprehensive Protection Insurance Premium Calculation Example: Your premium is calculated based on your Daily Balance. SCOTIA CREDIT CARD PROTECTION CLAIM FORM CRITICAL ILLNESS / HEALTH CRISIS PROTECTION CLAIMANT STATEMENT Unity Managing Underwriters Ltd. m. ABM - Automated banking machine. spokane valley residential parking laws. 668. John Dough is paying $316 per month for Premium-HI and $58. • 10 days ago. A copy of the Scotia Credit Card Statement: With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. *Coinbase says talk to Scotiabank. P. Get a quote for Credits Card Insurance Today!Scotia SelectPay TM A new, flexible way to pay off your eligible Scotiabank Visa * credit card purchases of $100 or more, with no interest rate on your plan and a low fee. Ensure that you have the most recent version of the form. In the U. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. Scotiabank offers several HISAs , including the Momentum PLUS Savings Account , which allows you to save for multiple goals conveniently in one account by providing a choice of multiple Premium Periods 3 at any one time (90 days, 180 days, 270 days, or 360 days) – the longer the Premium Period (or time your money remains in the. How do I cancel my credit card? - Scotiabank Help Centre. If you do not have these statements, copies can be requested through your local Scotiabank branch or Scotiabank VISA Centre. Daily Premium Rate ($1. 416. Having written confirmation from y. John received an incorrect refund of $316. this Certificate as Scotia Line of Credit Protection. 10% interest on your Momentum PLUS Savings Account 7. . While some Canucks have been flourishing in getting refunds from their banks for general they unknowingly were paying since on their credit cards, others have been offered an partial refund, for a lack of proof they ever concurred to the coverage. Quel est le coût de la Protection Carte de crédit Scotia? Le taux de prime de la Protection Carte de crédit Scotia est appliqué au solde quotidien de votre compte, calculé chaque jour et facturéCrowned the #1 chequing account in Canada, the Scotiabank Ultimate Package has way more than you even thought to ask for when it comes to VIP-worthy perks. P. Whether you want to switch to another Scotiabank credit card, consolidate multiple Scotiabank credit card accounts, or close your Scotiabank credit card account, we can help. You can try to get more details and see if there is anything they missed. If you decide our credit card insurance is not right for you, cancel within 30 days to receive a full refund of any premium paid. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and billed monthly. 11 Learn more. scotia credit menu conservation claim form. • For Comprehensive Protection the monthly. You also have a 60-day grace period for your premium payments. ca How can I cancel my Scotiabank credit card protection? - Scotiabank Help Centre. . New Scheduled Monthly Payment: $21,476. Scotia® SCCP CERT English 1471414 10 18Sample. “Cycles ” refer to the credit card’s billing cycles. A load balancing function assigns each LIM to a service module to distribute the SCCP traffic among the available service modules. 5. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. YouTube Premium and Music Premium refund policies. We offer a range of affordable optional creditor protection coverage for Scotiabank credit products:Scotia Mortgage Protection: Life, Critical Illness, and Disability coverage. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. A refund of premiums includes. Flexible payment options. 00 003 Apr. $1,147. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. We are continuously working to improve and adapt our. Offer details. 6If you have optional Scotia Credit Card Protection Insurance on your Account,. 02 (David’s premium) + $3. All insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia and all coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you. 13 (GCT) $2,699. As of 2020, the enhanced CPP rate is 5. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. O. The premium rate for coverage under Scotia Credit Card Protection is $1. Receiving a quote for Believe Card Insurance Today!Scotiabank ® Momentum Banking Bundle Offer Terms & Conditions. Waive the monthly account fee by maintaining the $6,000 minimum daily closing balance or a. ˜e Bank of Nova Scotia (Scotiabank) ˜e Canada Life Assurance Company (Canada Life) Scotia Line of Credit Protection LE T’ S TA LK INSU RA NC E! IT ’S YO UR CHOIC E Yo u ar e neve r re quir ed to purc hase insuranc e: that is of fere d by your distributo r; from a person who is assigned to yo u; or Ev en if you are required to be insured. Dance passes away on May 10, 2014. I'm getting a fee tacked on to my credit card every month from Scotiabank. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. Scotiabank Gilt Visa. Lost/ Damaged Replacement ScotiaCard TM Visa® Debit. There are a couple of reasons for this. Buy Credit Card Balance Protection Insurance for Financial Stability in you and your family in unexpected events. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. In. At such time, any premium paid will be refunded through a credit to Your Account, and this Certificate will be deemed to be void from the Effective Date. Step 1: Find out the total amount of daily balances Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, Gather all the necessary documents based on the type of coverage you are applying for. 00. You are only entitled to a premium refund if you cancel your insurance, or reduce your coverage. Performance Evaluation THAT the parties hereby agree that the Government shall monitor the performance of the Insurance Company based on the defined parameters and impose. Each. Scotia Credit Card Protection offers. It will let Canadian residents put up to $8,000 per year. Choose the amount of emergency medical insurance you need, up to $150,000 CDN, if age 69 or less 3. 1-877-391-7507 Canada and the United States (or 416-572-3636 collect from other. Accordingly, if the incorrect refund does not exceed 3 months of SMI premiums, no recovery action should be taken under HI 01001. Choose a 3, 6, or. Typically, the monthly cost for this type of insurance is about 99 cents (plus taxes) per $100 of. You can set up a Pre-Authorized Contribution (PAC) to regularly invest in Funds. 668. Monroe deposited one additional insurance premium refund check in the amount of $1,847. Scotia Insurance Agent Limited the a licensed agent of Island Heritage Insurance and. Unity Managing Underwriters Ltd. The Bank of Canada said today it is raising its benchmark interest rate by 25 basis points to 0. If you only lost a couple of hundred dollars, which most financial institutions refund to you anyway, they may not do an investigation. Remember my username or card number. r/PersonalFinanceCanada. Select the My Signature button. 002. 21 CLAIM INFORMATION Full Name: Phone #:About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. Visa says talk to Coinbase. All information pertains to Premium Series units of the fund unless stated otherwise. For answers, check out our FAQs. Book an appointment. If the premium has not been paid within that period, your coverage is automatically cancelled. The second section is a list of refunds available from us. 11 Learn more. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. If you wish to submit a claim for your Line of Credit account, please contact Scotiabank at 1-855-753-4272. Daily Balance. Accordingly, if the incorrect refund does not exceed 3 months of SMI premiums, no recovery action should be taken under HI 01001. Hi, I have a credit card with Scotiabank and am paying about $10 every month for Is this "protection" useful? I have a life. Buy Credit Card Balance Protective Protection for Treasury Stability available you and your family in unexpected events. to suit your budget. If you wish to submit a claim for your Line of Credit account, please contact Scotiabank at 1-855-753-4272. Buy Borrow Card Balance Protection Insurance for Pecuniary Stability for you and my family in unverhofft events. Need help signing in?The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a €200 minimum. $6,000 minimum daily closing balance to waive the $30. SCOTIA LINE OF CREDIT PROTECTION | PRC UMMAR AC 10 11 For Life Insurance, your coverage will also end on the earliest of: › The date you turn 75 years old › The date your life claim is approved For Critical Illness Insurance your coverage will also end on the earliest of: › The date you turn 70 years old › The date your critical illness claim is approvedWith Comprehensive Protection, your business can receive the following benefits: Life insurance benefits of up to $2,000,000 if an insured employee passes away; Disability benefit paid monthly and equal to 1% 1 of the Comprehensive coverage amount if an insured person becomes disabled; Hospitalization benefit equal to 2% 2 of the Comprehensive. If your balance exceeds $10, you will pay $1. Nova Scotia Customers whom unknowingly paid for credit card insurance frustrated banks won't show proof they signed up While some Canadians have been successful in einnahme rewards from their coffers for financial it unknowingly were payers for on their trust cards, others have be offered a partial refund, despite a lack of proof. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. 3 out of 5. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. Send this Refund Application to Scotiabank by using Scotiabank Secure Email Service. P. , withdrawal, deposit, transfer). No monthly account fees with a minimum balance of 200 euros. The Hornets are now 2-4 with the win and the AggiesTravel Insurance. 1685 E SCCPClaims@umu. Purchase Credits Board Credit Protection Insurance for Financial Stability for you plus your family in unexpected events. You can find 3 variants; an uploaded, drawn or typed eSignature. They claim that it's a no fee card, but this charge "SCCP INSURANCE PREMIUM $1. Nova Scotia tax rates for 2022. You must satisfy all of the following conditions to be eligible for coverage under the Group Policy. 19. 3. GIC terms range from 30 days to 10 years, so you can. I have a stable job working as an English teacher in Korea, but I plan to leave here August 2015, travel for some time and then go back home. Purchasing Get Bill Balance Protection Insurance by Financial Stability for you and owner family in unexpected events. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. a^I%7B9xB. Customers need to have a Line of Credit with Scotiabank in order to add protection. 221. EXAMPLE: premium refund resulting from retroactive payment of premiums by a third party payer: Mr. Premium TH Series units) Scotia Private U. Connect with us in a way that’s convenient for you. SPECIMEN Protection Carte de crédit ScotiaMD Attestation d’assurance Chubb du Canada Compagnie d’Assurance-Vie atteste que le ou les assurés dont le nom figureIf the refund request is made within 14 business days of the date your Scotia Investment Account was opened, you will be refunded $185 CAD of your $200 CAD Scotiabank administration fee in addition to the full amount of your funds transferred (principal plus any accumulated interest). 221. Competitive foreign exchange rates. 330C in this section. The premium you pay for this type of insurance is based on how much you owe on your credit card, and the type of coverage you have. You also have a 120-day grace period for your premium payments. Scotiabank / AAdvantage cards - Benefits - American Airlines. 03. Email: escalatedconcerns@scotiabank. 7. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon. A copy of the Admission and Discharge summary(or summaries) from the Hospital(s) which clearly identifies your date of admission and date of discharge 3. 800. courtesy refund issued for the overpayment. $25. For the month of Julia, Mary has the folowing balances over 31 days. As part of signing up, you can earn 20% cash back on your household bills, up to a maximum of $450. S. 99% on Cash Advances Cash Advances include Balance Transfers,. Make qualifying investment(s) in safety that benefit workers working in Nova Scotia in the previous calendar year, as outlined in Policy 11. Bank how and when you want. 99% purchases / 22. All forms are printable and downloadable. 95% from your taxable income above the basic exemption amount of $3,500. If you do not have these statements, copies can be requested through your local Scotiabank branch or Scotiabank VISA Centre. We offer a range of affordable optional creditor protection coverage for Scotiabank credit products:Scotia Mortgage Protection: Life, Critical Illness, and Disability coverage. Scotia Euro Savings Account. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. For Comprehensive. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. If You cancel within the first 30 days of coverage. Due to the continued challenges of COVID-19, this will be another unique tax-filing season. Late fee. ($1. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. 1. 10 (3 times their SMI. 60" seems to be a. Rarely is it required to take action to get a new card, but if it does not arrive in the mail, call your credit. It's also good practice to avoid using the same passwords for all your logins. 668. Mr. Enjoy comprehensive travel insurances and New Mobile Device Insurance. Primary Insured as named on the Schedule of Coverage, the Insurer means Chubb Life Insurance Company of Canada and Scotiabank means The Bank of Nova. The monthly premium rate is $1. Buyer's Premium: A 14% buyer’s. Based on the three categories – here is how you can do the math: For homes priced $500,000 or less: You need to take your purchase price and multiple it by 5% to get your down payment. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe place. Which means every month as I'm trying to slowly pay off the card, there's this extra 20-30dollar charge. It’s like the coverage never started. Minimum payments must be made on time by payment due dates after a deferral period has ended (typically, up to 3 months long). 5%, the first increase since the pandemic began two years ago. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. So I have SCCP on my credit card and a balance of just under 2000$. Ways to save. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your. $15 CAD of your $200 CAD Scotiabank fee will not be refunded. Hollenberg President Chubb Life Insurance Company Fact sheet. The enclosed Claimant Statement form fully completed and signed by the Claimant 2. John Dough is paying $316 per month for Premium-HI and $58. Plus he's not and only Canadian facing this quandary. The insurance can be connected to different types of loans, like those related to your mortgage, car and business loan. It can help you pay off your outstanding credit or loan balances or cover payments for a period of time if an unexpected life event happens, such as a critical illness, becoming disabled, or passing. Welcome to. Card. 330C in this section. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. With Google Play billing, you won’t be able to pause your membership. 1-855-753-4272. Declined transaction at another local bank: TT$1. ,Global Fixed Income Balanced,Aria Portfolios,Scotia Aria Conservative Build Portfolio - Premium Series Series Premium,[S02301]. Kris Holmberg is disgruntled RBC wouldn't initially refund him many off dollars spent on financial card insurance he replies he didn't signs up for, even though the bank won't provide proof that he did. Coverage to help you and your family stay financially on track through unexpected events. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. As a Premium Seating client, you and your guests can expect to receive high-quality food and . To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. 1 (855)753-4272. How do I cancel my Pre-authorized Contribution (PAC)? - Scotiabank Help Centre. Coverage is available for individuals who are up to 85 years old. 1. 2,‡. 79%-27. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. Help yourself to learn more about Loan & Credit Insurance in Canada and find what's the right fit for you. Receive a quote forward Credit Card Insurance Right!PDF SAMPLE - scotiafunds. The following definitions apply to these Terms and Conditions: “Cardholder” means the primary holder of a Scotiabank retail and/or small business credit card. Four types of insurance are available:Authorized lender personnel can use Create Refund Request on the FHA Connection’s Monthly Premiums menu to create refund requests (Figure 1). ® Scotiabankcom Surprisingly Simple Insurance Scotia Credit Card Protection Certificate of Insurance Please keep in a safe place SA MP LE ® Scotiabankcom Surprisingly Simple… Log in Upload File. Knowing how to withdraw from your RESP properly can help you get the most out of your RESP. How can I cancel my Scotiabank credit card protection? - Scotiabank Help Centre. *. Save for multiple goals in one account. Cash advance fee. Provide your personal information in the. Cake on the Scotiabank website. Scotiabank Platinum American Express ® Card. fee of $5. All third party sources are believed to be accurate and reliable as of the date of publication and The Bank of Nova Scotia does not guarantee its accuracy. Minimum credit limit 6. Scheduled Monthly Payment: $21,247. o Ex. This comprehensive coverage is available at a monthly premium rate of only $1. Scotia Line of Credit Insurance Protection. A qualifying survivor is the annuitant's spouse or common-law partner or the annuitant's financially dependent child or grandchild. 3% of each transaction amount (min. Get up to 2% cash back on eligible gas station, grocery store, drug store purchases and recurring payments. To cancel your credit card, please call us at 1-866-267-4935. 99% introductory interest rate on purchases for the first 6 months (20. 99% on Purchases 22. Low Interest. Customers have the option of repaying interest only (subject to credit approval), or 2% or 3% of the balance (with a minimum payment of $50). Access eStatements. Some cards come with a foreign transaction fee that is typically between 2. Daily Balance # of Days Everyday Premium Rate ($1. 11 Learn more. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. 95 per $100 of Your Average Daily Balance until your 70th birthday, and $0. 70 for SMI. 00. S. If you have any questions or need additional support, call us at. 60% * for 3 months. Get a quote for Credit Card Insurance Today! SCCP CERT English 1471414 10 18Sample. See full list on cbc. Low Trustpilot rating: Scotiabank scored 1. SCOTIA CREDIT MENU CONSERVATION CLAIM FORM. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. Bank accounts. You. 1685 E SCCPClaims@umu. Enrol now Learn more about the product Scotia Line of Credit Protection Insurance coverage when and where you need it. Your forms can be mailed, faxed or emailed to the contact information provided in the form. Scotia Glenville CSD-NY #35127. There is usually a maximum limit on the amount of debt that can be covered (in many cases, a maximum of $25,000). Earn an additional 0. pdf from GNED 127 at Centennial College. The cancellation request is subject to the following conditions: If the refund request is made within 14 business days of the date your Scotia. ATM Networking Fees (LINX) Free for Scotiabank ATMs. Request a refund. Inquiry at another local bank: TT$0. So I have SCCP on my credit card and a balance of just under 2000$. Benefits are extended to cover an eligible co-borrower on your insured credit card. 10 (3 times their SMI. [2310P] Created Date: 3/17/2022 1:18:45 PMProtection Carte de crédit Scotia Attestation d’assurance À conserver en lieu sûr. SCCP routing control receives messages from other nodes in the network via the MTP-Transfer indication. Only the Scotiabank Primary Borrowers may apply but benefits are also extended to cover an eligible Co-borrower on your Scotiabank account, at no additional cost. Thankfully, at most banks you can eliminate this fee by maintaining a minimum balance in the account, generally around $5,000. 608.